Do you have a Humana dental insurance plan? It can rightly be viewed as a precious asset. It can allow you to enjoy low-cost preventive care, and it may also help you when your smile requires some restorative TLC. But how can you get the greatest value possible out of your benefits? The team at Temple Choice Dental is eager to assist you. As an in-network Humana dentist, we are in the perfect position to help you maximize your coverage.
Humana offers a number of different dental insurance plans, each of which comes with its own set of benefits and stipulations. You will need to look at your unique policy to find out how you can use it to reduce your out-of-pocket costs for various services. In the meantime, here is an overview of how some Humana PPO plans may work:
Your plan may also have a waiting period before you can receive coverage for certain services, a deductible, and an annual maximum. (An annual maximum is the greatest dollar amount that Humana will pay for approved services within a calendar year.) Because Temple Choice Dental is in-network with Humana, we have a contract that controls pricing. Therefore, you can expect to get as much value out of your policy as possible.
We may also be able to suggest strategies to help you minimize out-of-pocket costs. For example, we might schedule major services across multiple appointments. If the appointments fall between calendar years, you might be able to use two annual maximums instead of just one.
Our team understands that dental insurance can be confusing at times, and we do not want you to feel lost in all the nitty gritty details. With your policy information in hand, give us a call. We will be able to verify your benefits and provide estimates for your out-of-pocket costs on various services. When you receive treatment, we will make sure that all claims are filed in a timely manner.
Our friendly front desk team has many years of combined experience, and they are eager to put their expertise to work for you!